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Updated: Tuesday, February 25, 2020

Ask The HOA Expert: Can The Board Modify Architectural Design Policy?
Written By: Richard Thompson

Answer: This kind of policy is generally amendable by the board when its in resolution form a separate document outside the recorded governing documents. If the policy is part of the governing documents, a vote of the members is needed. But even if the board has the authority to amend, it is strongly recommended that proposed amendments be circu...


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4 Home Security Features to Increase Safety and Peace of Mind
Written By: Carol Evenson

There are a million scenarios like this each year--in fact, 3.7 million of them. Of these 3.7 million homes with break-ins in the United States, only 17 had some sort of security system in place. How safe are you in your home? Do you have any security features in place to protect you and your family in case of a break-in or other emergency?If yo...


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Growing Wealth in the Vacation Rental Market: Advice for First-Time Investors
Written By: Katie Conroy

The Right SpotFirst, think like a vacationer. You want a place in a beautiful and easily accessible natural setting, with lots to do and see. For many people, that means the beach. For others, it could be a mountainside cabin. Remember, people are looking for an unforgettable experience, a vacation theyll reminisce about for years. That makes th...


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7 Affordable Decorating Ideas for A Lovely Patio
Written By: Brad Miller

Try Vertical GardeningThere is no such rule that you can only use the grounds surface for planting. Why not add a t>Use FabricThe right use of fabric can give you privacy, sun protection, and soothing ambiance as well as the right amount of softness and drama. There are many choices of outdoor fabric available today ranging from flowy curtain ty...


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Tips for Updating Your House in an Up-and-Coming Neighborhood
Written By: Harris Johnston

Exterior paint can also help your home stand out in the neighborhood, offering more foot traffic and curb appeal should you decide to list your house. Especially considering how inexpensive a few buckets of paint are, repainting parts of your home can give you a huge return on investment.Remodel your bathroomOne of the most popular areas to remo...


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How to Save Time, Ease Workload with Online CRE Management Platforms
Written By: Ryan Letzeiser

Kladok is one of the newer online management platforms looking to shift this trend. Having one centralized platform tailor-made specifically for CRE professionals including brokers, property owners, lenders, investors, and insurers -- saves time and makes it easier for real estate professionals to juggle details on assets and deals.Portfolio and...


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“Mattress Money” and Mortgages
Written By: David Reed

One of the more important things lenders look at when evaluating a home loan application is how much money is available for the transaction. There needs to be funds showing enough money for the required down payment, if any, closing costs and some extra funds left over after closing called cash reserves. Cash reserves are counted as the number o...


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Moving Down: Eight Things You Need to Know
Written By: Jaymi Naciri

You might need to downsize your furniture, too.Whats one of the first things we say when we tour a new home: Our furniture would fit perfectly in here. But if youre downsizing, that might not be the case. You may have fewer rooms to furnish, and the proportions of the rooms you do have may be smaller.nbsp;If youre looking for a smaller place for...


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Five Valuable Think-Ahead Home Projects
Written By: PJ Wade

Buyer tip: If youre shopping for a home now, consider a realistic time frame for must have changes and required maintenance.The best time to make plans for a season is during that season in the previous year or at least two seasons ahead of that season. That is, this winter decide what has to be up-dated or renovated to make your home safe, fun,...


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February Real Estate Roundup
Written By: Realty Times Staff

Freddie Macs results of its Primary Mortgage Market Survey shows that "This weeks mortgage rates were the second lowest in three years, supporting homebuyer demand and leading to higher refinancing activity. Borrowers who take advantage of these low rates can improve their cash flow by lowering their monthly mortgage payments, giving them more m...


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Jeff Bezos Didn’t Use an Agent to Buy His $165 Million Estate. Here’s Eight Reasons Not to Be Like Jeff
Written By: Jaymi Naciri

The property is, admittedly, stunning. Geffen reportedly auctioned off about 11 million worth of original furnishings, which he deemed too musty and museum-like, after he purchased the property, said The Los Angeles Times. But he did keep an imported wood floor"said to be the one upon which Napoleon proposed to Josephineas well as the paneled wa...


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The Sneaky, Costly Little Secret of FHA Loans
Written By: Jaymi Naciri

First, a little primer on mortgage insurance. Mortgage insurance protects lenders from losing money if you default on the loan, said NerdWallet. Most lenders require private mortgage insurance PMI for conventional loansnbsp;when the home buyer makes a down payment of less than 20. All FHA loans have mortgage insurance, regardless of down payment...


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Promoting Safety and Preventing Property Damage
Written By: Lewis Fein

Regardless of what the law requires, the real estate industry needs to be at the forefront of safety.Regardless of what the law says about assumption of risk, real estate agents owe it to themselves to do what is right.They owe it to themselves to maintain the trust they enjoy, the honor they possess, and the referrals they continue to receive. ...


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How Much Will New Home Upgrades Cost?
Written By: Jaymi Naciri

If youre thinking of buying a new home, understanding and considering these extra costs is important. Many buyers fall in love with a model home and are disappointed to see that the real home they are buying is full of builder basics, like unimpressive flooring and countertops, and no fancy backsplash or tiled shower. There may not be any grass ...


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Divorce, Separation and Home Loans
Written By: David Reed

When two or more people apply for a mortgage to buy a home, each person who will live in the home and on the application agree to be responsible for the mortgage payments. The legal documents signed at the closing table have language that obligates each individual and what can happen if they stop paying. Essentially, non-payment means the lender...


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3 Tips for Buying a House That Will Support Your Lifestyle
Written By: Riley Swanson

You need a home that will conveniently fit your routines, hobbies, and expectations. Whether thats a ranch in the country or a small city townhouse, its up to you to decide if the home will support your life>Here are three important aspects to consider when determining if a house is a good fit for the life you and your loved ones lead.nbsp;1. Co...


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Home Restoration vs Home Renovation: Their Stark Differences and Their Best Uses
Written By: James

Well, the words home restoration and home renovation are kind of like that in terms of how easy it is to mistake one for the other and even worse, interchange them when you really mean the other word.In the real estate sector, its common knowledge that different homes require different types of work. There are many aspects that work encompasses....


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Save Big by Going Green With These Sustainability Tips
Written By: Sofia Belnap

Practicing Sustainable Laundry HabitsWhen it comes to trimming the electric bills or finding more effective ways to minimize the utility costs, the laundry room is the perfect place to start. Washing with cold water, hanging clothes up to dry rather than using a dryer and making other small changes can often make a big difference. Households tha...


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Oceana Real Estate for Sale
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Updated: Tuesday, February 25, 2020

February Real Estate Roundup...
Freddie Macs results of its Primary Mortgage Market Survey shows th...

Five Valuable Think-Ahead Home...
Buyer tip: If youre shopping for a home now, consider a realistic t...

Copyright ©2020Realty Times®. All Rights Reserved

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