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Dont Let Winter Freeze Your Assets  Dont Let Winter Freeze Your Assets


Dont Let Winter Freeze Your Assets

Written By: PJ Wade
Sunday, December 09, 2018

Real estate may be the furthest thing from your mind at this time ofnbsp;year, but keep three key real estate realities uppermost in yournbsp;thinking, or 2019 could be an expensive year - in more ways than one.

1. ldquo;Itrsquo;s always the right time to buy or sell real estate- whennbsp;the right property or opportunity appears.rdquo;

Therersquo;s still a tendency to think about real estate according to seasons. This 20th-Century leftover didnrsquo;t help much then and it doesnrsquo;t now in our full-on life>

2. ldquo;Credit card debt delivers two solid financial hits that arenbsp;hard to recover from.rdquo;

bull; Carry a credit card balance and any lsquo;great dealrsquo; benefits you achieved may disappear into heavy interest penalties
bull; Credit card debt limits mortgage size and. therefore. the value of home that is considered affordable.

Billions will be spent online and in stores before the end of 2018 and billions in credit card debt will drag consumers down as 2019 unfolds.

Will those purchases be worth limiting the location and size of real estate you can afford to make yours in 2019? Times have changed, but has your spending pattern changed? Does out-of-date spending have you buying things that are non-essential to demonstrating your love or affection for another or to maintain an expensive life>

3. ldquo;Professional insight is essential.rdquo;

Since it is ldquo;out of seasonrdquo; with little or no buyer competition, you may feel that you can handle the search on your own. Donrsquo;t kid yourself.

Doing this without significant professional insight and experience may lead to your undoing. The good news is that this advice is all around you and most of it available at no charge. Real estate professionals are in the business of matching buyers and sellers at any time of the year.

Not to blow our own horn, but RealtyTimes.com is a real estate information mecca for those who want to create achievable goals. My column, ldquo;Decisions amp; Communitiesrdquo; is packed with tips and realities for buyers and sellers and real estate professionals, too. For instance, smart home technology is high on gift lists this year, but this is still emerging technology, so be sure you buy what makes the most sense. My recent column, ldquo;Smart Homes: Backed-Up Your Fridge
Lately?rdquo; will help get you started. If there are other real estate topics yoursquo;d like explored let me know: .





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